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Get your Experian credit report and FICO® Score for free with the Experian APP. No credit card needed! Learn how to raise your FICO Score instantly with Experian Boost®. Stay informed about changes to your credit and open a new Experian SmartMoney™ Digital Checking Account with no monthly fees or minimum balance. Check your FICO Score and credit report anytime, anywhere without hurting your credit. Use Experian Boost® to raise your FICO® Score by using bills you already pay. Connect external bank and credit card accounts for easy money management. Compare credit card, loan, and auto insurance options. Enjoy premium benefits like bill negotiation and subscription cancellation. Protect against identity theft with Experian CreditLock. Download the Experian APP now for easy credit monitoring and money management.
This app, called Experian, offers several features to help users manage their credit and finances. Here are six key features:
- Access to Experian Credit Report and FICO Score: Users can check their FICO Score and credit report at any time, without hurting their credit. This feature allows users to see what factors are affecting their credit score and take actions to improve it.
- Experian Boost: This feature allows users to raise their FICO Score by using bills they already pay, such as cellphone, utilities, streaming services, and eligible rent payments. This can help users improve their credit score without taking on additional debt.
- Experian SmartMoney: Users can open a new Experian SmartMoney Digital Checking Account, which is FDIC insured and has no monthly fees or minimum balance requirements. This account can help users build credit without accruing debt by automatically connecting to Experian Boost.
- Credit Monitoring: Users receive push notifications if their FICO Score changes, new accounts are opened in their name, or new inquiries appear on their credit report. This feature helps users stay informed and alert to any potential identity theft.
- Money Management: Users can connect their external bank and credit card accounts to the app, allowing them to view their income, transactions, and balances in one place. This feature offers convenience and helps users have a better overview of their finances.
- Marketplace: The app includes a marketplace where users can compare credit card, loan, and auto insurance options that are matched to their unique credit profile. This feature helps users make informed decisions and potentially save money.
In conclusion, the Experian app offers a range of features to help users manage their credit, finances, and build their credit score. With access to credit reports, the ability to raise credit scores through bills, a digital checking account, credit monitoring, money management tools, and a marketplace for financial options, users have a comprehensive toolset to take control of their financial well-being. Click the download button to start using the app and improve your credit today.
File size： 115.00 M Latest Version： 4.0.5
Requirements： Android Language： English
Votes： 60 Package ID： com.experian.android
Developer： Experian
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Comment
james harvin
Not that helpful. I've tried to add my fcu to boost 5 times with mo luck and no response . Then, there are the so-called "pre-approved" credt cards.
2023-12-27 10:21:58
William Cooper
So far so great!!! Best way so far that I've found to have your money work for you, without the fees and other B.S. Their not trying to take from you with hidden fees, and let you use your own money like a credit card, so every purchase helps you build your credit!!!
2023-12-26 10:36:15
Bob Gardner
After 3 years of tutelage from the experian app, I have followed the tips and advice all from the free aspect of the app never have I paid for the subscription part, I'm very proud to tell you I went from the start a score of 508 to now a score that I have 10,000$ in credit cards available to me paying a personal loan of 12,000 and am closing on my new house next month. This app is great, if you are serious about your credit repair get the app and follow the advice.
2023-12-26 01:18:35
Eric Brockway
App is just fine I believe it should be free though. It seems like nowadays everybody's trying to make a quick buck even the websites that are there to supposedly help you build your credit put you in a position that basically forces you to pay or not to pay which in that case kind of goes against everything that they're trying to achieve because the cycle and the information provided is not worth the price you pay for the subscription
2023-12-25 03:01:02
Michael Hancock
I've had the app about 2 years and due to many reasons my credit score was way down and costing me money with not qualifying for lower interest rates. Since I installed the app and started trying to raise my rating, rating has gone up over 110 pts! Highly recommend
2023-12-22 23:09:39
Henry Tang
I managed to use both this Experian and Credit Karma app to progressively build up my score from scratch by taking up their credit card offers. Each app has its merits, this Experian one gives me a glimpse of my FICO score while CK gives me scores from the other two bureaus TransUnion and Equifax, for free. Experian also offer Boost which helps to enhance my score so that's a plus!
2023-12-21 17:25:56
gemmieyes Huber
I really like this app. Everything at your fingertips. I don't have to sit at my desktop anymore! I do, sometimes, not getting the exact area where I want, but it is an easy fix. I have never had any app issues.
2023-12-20 14:30:28
100plus WIT
Easy to use and very user friendly. It's the best app between all of the three bureaus. Given 4 stars only because sometimes after app updates, finding info that use to be on home page is somewhere else in the app and you have do a lot of navigating to find specific info. Not a big issue but sometimes is annoying. However, The latest update is really good and it appears that experian has been listening to criticism, then made improvements. At least 4.5 stars if they allowed rating by halves.
2023-12-19 16:37:26
Sandra Lampkins
I appreciate the app and access my reported data often. I had a few issues with Experience Boost, for some reason, two of my utility companies after being added and accessed fortherequired three months' payments, were given different names and were not considered for boosting for and additional three months. Overall Experian is quite helpful, I just don't understand why when recommending loans to pay off credit cards, their loans have been as much as 5x higher rates than my cards cards. No help
2023-12-17 15:07:36