Must Have Finance Apps for Android

Petal

Category： Finance Date：2023-09-19

Petal is a financial technology company that aims to bring financial innovation and opportunity to everyone by using modern technology to help people build credit, avoid debt, and spend responsibly. Instead of solely relying on credit scores, Petal uses millions of additional data points to help more people qualify for credit, even if they have never had it before. They offer two credit cards - Petal 1 and Petal 2. Petal 1 is designed for those looking to improve their credit score, with no annual fee and a credit limit between $300-$5,000. Petal 2 is their most advanced card, offering cashback perks without any fees. Both cards come with 2%-10% cashback offers from top brands and local businesses. With the Petal app, users can track their credit score, set budgets, manage subscriptions, and see all their accounts in one place. Petal reports to all three credit bureaus and previous credit history is not required to qualify.

Rapid Loan Pro

Category： Finance Date：2023-09-19

RapidLoanPro is an online loan application platform in Zambia that offers high-quality online smart credit loan services. They use big data risk control technology for credit scoring assessment to ensure privacy protection. Users can access loans 24/7 without the need for any mortgage through their secure platform. RapidLoanPro also guarantees information security and provides excellent user service. The loan amounts range from K100 to K20,000, with a term of 91-365 days and an annual percentage rate (APR) of no more than 24% per year. For example, for a loan amount of K10,000 for 180 days, the total markup payable would be K1,184 and the total repayment amount would be K11,184. To apply for a loan, users need to download RapidLoanPro from the Google Play Store, register with their mobile phone number, fill in personal information and submit their application. The platform ensures information security and only uses the data for loan verification purposes.

ACMoney

Category： Finance Date：2023-09-19

Wait for the loan approval6.Receive the loan amount in your bank accountACMoney is an app that allows ordinary citizens to easily apply for and borrow cash from the comfort of their homes. The app offers a 100% online process, making it convenient for users. The loan amount ranges from Ks50,000 to Ks500,000, with a loan tenure of 91 days to 365 days. The Annual Percentage Rate (APR) varies from 10% to 25%. Users can calculate the interest and total amount to be paid on the due date using the provided example. ACMoney promises a fee-free application process, complete online access, and the security of customers' information. To apply, users need to download the app, register an account with their phone number, fill in basic information, submit the application, and wait for approval. Once approved, the loan amount is transferred to the user's bank account.

myAlpha Mobile

Category： Finance Date：2023-09-19

myAlphaMobile is a mobile banking app that allows users to carry out banking transactions from their mobile phones. Users can open an Alpha Bank account, get a debit card, and enroll in e-Banking without visiting a branch. To access e-Banking, users need an Alpha Bank account and an active Alpha Bank card. The app allows users to check their product balances and activity, make bill payments, and send money domestically and internationally. Users can also apply for online products such as myAlphaQuickLoan and manage their cards through the app. The app offers features like Scan2Pay for faster bill payments and push notifications for transaction approvals. Users can contact customer support and find Alpha Bank branches and ATMs through the app. The app is regularly updated with new features based on user feedback.